Firstly, if you only have third party cover you can pretty safely assume you won't be provided with a replacement car. General Liability (GL) ' This type of policy covers assets, property damage, personal or bodily injury, and advertising errors. It is tough having to pay for a high risk auto insurance policy.
Hey would you mind sharing which blog platform you're using? I'm going to start my own blog soon but I'm having a difficult time deciding between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your design seems different then most blogs and I'm looking for something unique. P.S Sorry for being off-topic but I had to ask!